Don't know what to do

[theron09]

Okay, so I'm going to try and make sense here but I can't promise anything. Everything is still sinking in and I'm so fucking angry, angry enough where I'm swearing and that never, ever happens.

Basically, the situation is this: A few years ago, my Mum acted as guarantor for my Auntie. We haven't seen my Auntie since October and she's been acting really strange. A few weeks ago, she rang and told us that she was splitting up from my uncle. A few hours ago, my Mum gets a letter from the soliticers telling her that my auntie etc are ten months behind on their rent and that my Mum has to pay 7grand within seven days or they'll start court procedings against my Mum.

My auntie and that part of the family must have known something like this was going to happen for MONTHS and yet. even though they know the situation that my Mum is in (she's a single parent with two teenage daughters, with me about to go off to university next year) they didn't bother to warn us. My grandma just spoke to my auntie on the phone and she started shouting at my grandma, told her not to speak to her (she said this to her own Mum) in that tone and then said it wasn't her fault and started shouting at my grandma. My Grandma hung up.

We can't afford it. Not at all. We were given a roofing bill for £900 today and my Mum struggled to find that money, never mind 7000. If Mum can't pay within seven days (although it's really 5 by now because of when the letter was posted) she'll be declared bankrupt, never be able to get a new mortgage, credit cards etc again and she'll be forced to sell the house that she owns. IT'S GOING TO RUIN US.

It's not the first time we've been let down by them but this, this is the worst possible thing they could have done to us.

Tomorrow, Mum's going to try and find a soliciter that might be able to help us but honestly, I don't know what they'll be able to do. The only thing we're not sure of is whether we should have been informed by the firm much earlier and not after ten months of missed rent. If we should have been, there's a chance we might be able to do something but we don't even know if that's the case.

I'm really fucking scared. This is my Mum's future, my future, my little sister's future. I offered to let my Mum use the money I've been saving up for uni but even then it wouldn't be enough and she's said no - she's not going to risk my chances of going to uni because of her.

You know what's really bothering me? My auntie, uncle and four cousins must have all known about it for ages. They've all been lying to us and they've all put us in this situation.

I have no idea what's going to happen. Fuck.

Comments

[immovinout.livejournal.com]

I'm so sorry this is happening to you and your family.

[theron09.livejournal.com]

Thank you - that means a lot.

[mysticwaters.livejournal.com]

I really don't know what to say. :( *hugs you tight*

[theron09.livejournal.com]

Yeah...I don't really know what to say, either, if that makes sense. *hugs*

[steeleblue.livejournal.com]

*giant hugs to you*

[theron09.livejournal.com]

Thank you - it means a lot. *huggles*

[ferinna.livejournal.com]

honey, i so totally understand you...
the bank has my parent's house in his hand too...until they call us to sign some papers and its been two years from that...my father is paying well in the meantime but its a hard time...
I hope your mom can figure something out to save that situation....its a difficult time but we have to face it and have a little faith and trust our parents.
Huge hug for you, hun...hope everything gets better... :)

[theron09.livejournal.com]

Thank you. Yeah, it's such a stressful situation.

*hugs*

[beatlette.livejournal.com]

I can even put to words how incredibly SHITTY that is of your aunt and that that side of the family would even have the balls to say anything.

I know it's an expense but has your mom looked into getting a lawyer? It may be tricky because she did sign to be a guarantor but maybe there can be a case against your aunt and even uncle.

Also, the rental firm should've contacted your mom sooner with a notice for payment, instead of letting 7 months go by. I nearly got evicted for underpaying rent for 4 months [misunderstanding] - though most places, esp. in current times, would be insistent on payment after one month of missed rent.

Sending *hugs* to you m'dear <333 I hope everything works out and that karma happens.

[theron09.livejournal.com]

Yeah. It's just unbelievable. My Mum's tried to call her back to sort something out - see if they have any way of paying her the money or doing something but they're not answering the phone.

I think that's what we're going to have to do. It's just going to be a case of whether a lawyer can do something in the five days she has to pay.

Yeah, that's what we thought. I just hope we're right and it actually makes a difference.

Thank you so much. *hugs* It really means a lot.

[morgentau.livejournal.com]

Shit. That is so awful! I wish I had an advice. Consulting a solicitor is definitely your best bet. I'm pretty sure he can do something under all the circumstances.

*hugs*

And kick your family in the nuts!

[theron09.livejournal.com]

It really is. Yeah, we're really hoping someone can do something. Paying the solicitor's fee is another problem, though.

*huggles*

[morgentau.livejournal.com]

It's so unfair that you all have to deal with this. Who needs enemies when they have family. :(

[theron09.livejournal.com]

Exactly. My Mum has always had a great credit rating and now they've put us in the situation and they don't even seem like they're bothered.

[morgentau.livejournal.com]

I'll keep my fingers crossed that all works out.

[theron09.livejournal.com]

Thank you XD

[laufeyette.livejournal.com]

Ugh, I don't even know what to say. It's awful to think family could be capable of something like that. They need to own responsibility for your Mom's sake. I really hope it works out somehow. *hugs*

[theron09.livejournal.com]

Yeah, they've just really betrayed us. As soon as they missed a months rent they should have moved to somewhere else - they were living in a really big house that had more rooms than they needed - so that they could afford the rent.

Thank you <3

[lasvegas-lights.livejournal.com]

I'm sorry this is happening, you certainly don't deserve it, I'll be thinking of you

[theron09.livejournal.com]

Thank you - I've said it a few times here but that really does mean a lot.

[radioprecious.livejournal.com]

That is really shitty, mean and awful of your auntie and that part of the family. The fact that they must have known it for years and lied to you about it is making it hurt more.
You definitly don't deserve this. You three have so much future ahead and now that's almost blown away.

The rental firm should indeed have given a warning way before now. It's so unfair. Isn't there any possibility that your Mum can also look for a lawyer? I don't know, but maybe it can help.

All I wanna do now is take the train to England and give you a hug. But I can't. So, here it comes: *BEAR HUG*

After all of this is over, I would never talk to my auntie and that party of the family again. EVER.
I'm so sorry to hear this. :( ♥

[theron09.livejournal.com]

*hugs* I wish you could take the train here, too! Really need a hig right now :(

I just can't believe they would do that to us. Before we found out about it, my Auntie actually had the cheek to ask if she could store some things at our place, as well.

My Mum is definitely going to look into getting some legal advice.

Yeah, somehow I think the family is never going to be what it was and that's so upsetting but at the moment the anger is stopping me from feeling sad.

*huggles*

[ai-kizu.livejournal.com]

I'm so sorry this happened to your family. I hope things get sorted and will be okay ;_;.

[theron09.livejournal.com]

Thank you. So do I.

<3

[purequicksilver.livejournal.com]

How utterly cowardly and awful of your aunt and her family! Is that their way of thanking your mom for helping them out a few years back? *shakes head*

On the other hand, I'm very sure whoever your aunt rents her house from can't force your mom to pay that large an amount of money within only a week. I can't imagine this would be legal. They knew your aunt hasn't paid the rent for months, so there would have been more than enough time to let your mom know about that before such a large debt had accumulated. I'm sure a lawyer will find a way out of this situation.

I'll be keeping my fingers crossed for you, Megan. *hugs*

[theron09.livejournal.com]

That's exactly how I feel about them. It's not the first time they've let us down and, in fact, one of my cousins still owes my Mum £200.

Yeah, we've done a little bit of research and we THINK there might be a care of duty kind of thing where they're not allowed to let the debt get to big. Mum's going to speak to someone today about it.

Thank you! *hugs*

[trinipedia.livejournal.com]

humans are the worst animals in the universe. the only ones who hurt, stomp on and kill their own family.

I'm so sorry, babe, so sorry. I pray with all my heart that somehow everything will be alright.

[theron09.livejournal.com]

Exactly. I think that's the worst thing - the fact that they've hurt us like this. I'm still feeling so angry because we've put up with an awful lot of crap from them and this - this is just the last straw.

Thank you - it really does mean a lot <3

[stiang.livejournal.com]

I am sooo sorry to hear about this bb. I hope everyone works out for you. Let me know if you want me to punch anyone in the face for you! *hugs*

[theron09.livejournal.com]

Thank you <3

(How about six different people?)

*huggles*

[easytigergrrr.livejournal.com]

That's horrible bb! Is there some kind of legal action you guys can take against your Aunt? I know that might sound bad but they really should be held accountable for this.

[theron09.livejournal.com]

I had that thought last night and it's awful but yeah, if they refuse to pay the money back or whatever, then surely there must be something.

[easytigergrrr.livejournal.com]

Totes! It's so much worse that they did that though. Putting you guys in that position. Family shouldn't do that!

[silverraven.livejournal.com]

That's just... so WRONG on your aunt and her family! I can't even. I am so sorry this is happening to you and your mom. :( Like others have commented, I agree that a lawyer is your best bet. Something just sounds fishy about the whole thing, they should have told your mom long before the 7 months.

I really wish there was something I could do. I hope it all works out. You'll be in my thoughts *hugs*

[theron09.livejournal.com]

It really is - it's such a betrayal. The worst thing is, they've always had access to more money than us (they had a lot from selling some properties and then a redunancy payout) but they've also always been stupid with their spending and now it's us who have to pay.

Yeah, my Mum's speaking to someone today and we're going to try and get something sorted.

Thank you <3

[bree-black.livejournal.com]

I'm sorry I have nothing helpful to add, but I just want to send my love and sympathy. This situation is uncool on so many levels.

[theron09.livejournal.com]

Thank you - it really does mean a lot to me that I have the support of my flist and that, in itself, is helpful. <3

[savedean.livejournal.com]

That is such CRAP! How could any one of them never warned you guys?? Now it's you guys who have to pay. That's ridiculous!

I'm really REALLY going to pray that something will work out for you guys and you can get some help. You don't deserve this. I'm so sorry for you and your family hon *hugs you tight*

[theron09.livejournal.com]

Exactly. I just don't understand how they could get ten months behind on their rent. Surely, the person who owns their property should have done something sooner and surely they should have downsized or something. And yeah, the fact that she doesn't seem to be bothered that my Mum's got to deal with this is awful.

Thank you - I keep saying this but it really does mean a lot to me that all of you are being so supportive. *hugs*

[kazie-oh.livejournal.com]

that is really terrible. I am so sorry this is happening to you.

Hopefully a solicitor will be able to help you. All you can do is take care of yourselves right now the best you can, and remember that all of us support you.

[theron09.livejournal.com]

Yeah, it's awful.

I think a solicitor is the best option at the moment - whether they'll actually be able to do anything is another matter.

Thank you <3

[pippii.livejournal.com]

♥hugs you so tight♥
Right now I am just sitting here being so angry and spechless at the same time.
I want to come over and punch your Aunt..
I really truly hope that something works out for your Mum and quickly..maybe the bank can loan her the money to pay your Aunts rent with...
I t is such a horrible situation they have put you in and I wish there were something I can do to help you...but hugs and thoughts seems to be the only thing so here you go MASSIVE HUGS TO YOU AND YOUR MUM
♥

[theron09.livejournal.com]

*hugs*

Yeah, that's pretty much how I am right now and I've known since yesterday.

I don't think a loan is an option right now because my Mum already has a mortgage etc to pay back and the interest would just be too high. I guess we might just have to go with that, though, if there's no other choice.

It really is. Thank you so much - the hugs and thoughts really do mean so much.

*hugs*